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XYF X Financial

Credit Services NYSE

$19.01 +0.14 (0.74%)
update: 2025-07-05
Prev Close $18.87
Market Cap $562.65M
Day Range $18.60 - $19.55
Open $18.95
P/E Ratio 3.19
52W Change 248.95%
24H Volume 217.99K
Dividend Yield 3.15%
EPS
DAY WEEK PRICE LEVEL

Trading Signals (XYF)

Overall Signal

BUY

Strong buyish signal based on multiple indicators.

Confidence: 84%
Updated: 2025-07-05

Key Price Levels

Support Levels

  • Strong Support $16.34
  • Medium Support $17.23
  • Weak Support $18.12

Resistance Levels

  • Weak Resistance $19.9
  • Medium Resistance $20.79
  • Strong Resistance $21.68

Stop Loss Suggestions

  • Conservative $16.27
  • Moderate $17.68
  • Aggressive $16.79

Signal Indicator

Indicator Signal Strength Timeframe
Moving Averages BUY
Short & Medium Term
Oscillators BUY
Short Term
Trend Indicators BUY
Medium Term
Volume Indicators BUY
Short & Medium Term
Support/Resistance NEUTRAL
Short Term
Data Source: Consolidated ratings from various investment bank analysts. Ratings may change over time.

Stock Price Prediction Price Target Probabilities (XYF)

Quarterly Outlook :

XYF Quarterly Outlook
2025-07-05

Bullish Scenario

Probability 51.16%
from current 28.93%
Prediction $25

Strong upward momentum and confirmed bullish trend, with potential for significant price appreciation. Indicators point to sustained buying pressure. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

XYF Quarterly Outlook
2025-07-05

Base Scenario

Probability 44.19%
from current 11.57%
Prediction $21

Price is likely to continue its moderate trajectory, reflecting underlying market conditions and historical volatility. Indicators suggest a balanced outlook. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

XYF Quarterly Outlook
2025-07-05

Bearish Scenario

Probability 4.65%
from current -23.15%
Prediction $15

Increased selling pressure and potential for a significant price correction or downtrend. Indicators suggest waning bullish momentum or strengthening bearish forces. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

Annual Outlook

XYF Annual Outlook
2025-07-05

Bullish Scenario

Probability 51.16%
from current 57.86%
Prediction $30

Long-term bullish trend with strong fundamental catalysts and sustained institutional buying. Expect significant capital appreciation over the year. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

XYF Annual Outlook
2025-07-05

Base Scenario

Probability 44.19%
from current 23.15%
Prediction $23

Steady long-term growth consistent with market and industry averages. Price expected to follow a typical growth trajectory. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

XYF Annual Outlook
2025-07-05

Bearish Scenario

Probability 4.65%
from current -46.29%
Prediction $10

Long-term bearish trend with significant headwinds from economic factors, industry disruption, or company-specific issues. Expect notable price depreciation. ADX (55.64) indicates a strong trend. +DI > -DI suggests strong bullish directional bias. RSI (67.90) is in bullish territory, indicating upward momentum. MACD line (2.58) is above Signal line (2.38) (bullish crossover), confirming upward momentum. Both lines are above zero, reinforcing bullish trend. Current Weekly ATR is 2.20, indicating the average weekly price range.

Technical Analysis (XYF)

Trend Identification

XYF Technical Analysis 2025-07-05

EMA

Exponential Moving Average

BUY
EMA(20) 17.96
EMA(55) 15.59
EMA(100) 14.05

Current price (19.01) is above both Short MA (17.96) and Long MA (15.59). This indicates strong bullish momentum. Short MA (17.96) is above Long MA (15.59), a bullish crossover ('Golden Cross' if it's a significant period). This indicates an upward trend. All MAs are in bullish order (Price > Short MA > Long MA > Very Long MA 14.05). This is a strong bullish alignment. Consider long positions. Use the MAs as dynamic support levels.

XYF Technical Analysis 2025-07-05

MACD

Moving Average Convergence Divergence

BUY
MACD Line(12) 0.4
Signal Line(26) 0.38
Histogram(9) 0.02

MACD line is above the Signal line (bullish crossover). This indicates upward momentum. Histogram (0.0200) is positive and expanding, confirming bullish momentum. Both MACD and Signal lines are above the zero line, reinforcing bullish momentum (bullish territory). This is a strong buy signal. Consider long positions.

XYF Technical Analysis 2025-07-05

ADX

Average Directional Index

BUY
ADX(14) 25.63
+DI 26.7
-DI 13.83

ADX (25.63) indicates a strong trend is present. +DI (26.70) is above -DI (13.83), suggesting a bullish directional bias. This combination points to a strong upward trend. Consider taking long positions, as the strong upward trend is confirmed.

Momentum Measurement

RSI (2025-07-05)

Relative Strength Index

BUY
Current RSI(14) 61.22
Oversold Neutral Overbought

RSI (61.22) is in the bullish territory, but not yet overbought. This indicates upward momentum. Monitor for continuation or signs of weakness.

OBV (2025-07-05)

On-Balance Volume

Rising
OBV Trend Upward
OBV vs Price Confirming

OBV (4854050.00) is rising, indicating buying pressure and accumulation. Price is rising and OBV is rising. This is bullish confirmation, indicating buying pressure supports the price increase. Consider holding long positions or initiating new ones. Volume is supporting the trend.

Stochastic (2025-07-05)

Stochastic Oscillator

NEUTRAL
%K Line 85.93
%D Line 78.87

Stochastics (%K: 85.93, %D: 78.87) are in the neutral zone (between 20 and 80). A bullish crossover (%K above %D) is observed. This indicates upward momentum. Be cautious if it's already in the overbought region.

CCI (2025-07-05)

Commodity Channel Index

SELL
CCI(20) 148.18

CCI (148.18) is above +100. This suggests a strong upward momentum and an overbought condition. Consider profit-taking or looking for short entries cautiously. Confirm with price action; if price is making higher highs, momentum is strong. Look for pullbacks to enter long.

Volatility Measurement

ATR (2025-07-05)

Average True Range

1.1
ATR(14) 1.1
ATR % of Price ...%

Current ATR is 1.1000. ATR indicates average volatility. Market conditions are relatively stable.

Bollinger Bands (2025-07-05)

Volatility Bands

BUY
Upper Band 19.89
Middle Band (MA20) 17.96
Lower Band 16.03
Band Width 20%

Current price (19.01) is within the Bollinger Bands (16.03 - 19.89). This suggests the price is trading within its typical volatility range. Price is above the Middle Band (17.96), indicating short-term bullish bias. Bollinger Bands are wide. This indicates high volatility. Prices tend to revert to the mean after extended periods of high volatility.

Risk Management & Potential Reversals (XYF)

SAR (2025-07-05)

Parabolic Stop and Reverse

BUY
Current SAR 16.27
Distance from Price 14.41%

SAR points below price indicate bullish trend. Current SAR at 16.27 is 14.41% from price. Consider SAR as a potential stop-loss level to protect gains in an uptrend.

Stochastic (2025-07-05)

Overbought

Approaching Overbought
Stochastic Position 85.9
Crossover Status Bullish

Stochastic is in overbought territory (85.9). Monitor for potential bearish crossover or movement below 80, which could signal a reversal. Current crossover status: Bullish.

RSI (2025-07-05)

Reversal Perspective

No Divergence
RSI Divergence None
Overbought/Oversold Neither

Current RSI level is in neutral territory. No RSI divergence detected. Current RSI level doesn't suggest imminent reversal.

Bollinger Bands (2025-07-05)

Reversal Perspective

Bullish Bias
Band Position Upper Half
Band Squeeze None

Bollinger Bands are widening, indicating high volatility and potential strong trend continuation.Price is in the upper half of the bands, suggesting a bullish bias.No indication of imminent volatility expansion or reversal.

Holder List Top 20 (XYF)

Holder Name Holder Type Shares Pct. Held Date Reported
UBS Group AG INSTITUTIONAL 166647 0.64% 2025-03-31
OCONNOR, A Distinct Business Unit of UBS ASSET MANAGEMENT AMERICAS (LL INSTITUTIONAL 156714 0.6% 2025-03-31
AWH Capital, L.P. INSTITUTIONAL 135080 0.52% 2025-03-31
Acadian Asset Management. LLC INSTITUTIONAL 107272 0.41% 2025-03-31
Morgan Stanley INSTITUTIONAL 101185 0.39% 2025-03-31
Renaissance Technologies, LLC INSTITUTIONAL 84175 0.32% 2025-03-31
Marshall Wace LLP INSTITUTIONAL 64924 0.25% 2025-03-31
HHLR Advisors, LTD INSTITUTIONAL 50000 0.19% 2025-03-31
Trust for Professional Managers-ActivePassive International Equity ETF MUTUALFUND 35094 0.14% 2025-02-28
Citadel Advisors Llc INSTITUTIONAL 11485 0.04% 2025-03-31
Barclays Plc INSTITUTIONAL 11000 0.04% 2025-03-31
SEI Inst. INVESTMENTS TRT-SIIT Screened World Eqy. Ex-US Fd. MUTUALFUND 3785 0.01% 2025-04-30
American Century ETF Trust-Avantis Emerging Markets Equity ETF MUTUALFUND 464 0% 2025-04-30
insidersPercentHeld MAJOR 0%
institutionsPercentHeld MAJOR 0%
institutionsFloatPercentHeld MAJOR 0%
institutionsCount MAJOR 0%